PUNJAB NATIONAL BANK GHARUAN IFSC CODE Quick Search

IFSC Code

MICR Code

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What is PUNJAB NATIONAL BANK GHARUAN ifsc code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

PUNJAB NATIONAL BANK GHARUAN ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

PUNJAB NATIONAL BANK GHARUAN ifsc code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

PUNJAB NATIONAL BANK GHARUAN ifsc code : PUNB0066400 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : PUNB for Bank : PUNJAB NATIONAL BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 066400 for Bank Branch GHARUAN

Anatomy of a Cheque

PUNJAB NATIONAL BANK GHARUAN ifsc code -cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for punjab national bank gharuan

MICR code for punjab national bank gharuan represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for punjab national bank gharuan on Cheque:

MICR Code for punjab national bank gharuan can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for punjab national bank gharuan :

MICR Code for punjab national bank gharuan is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for PUNJAB NATIONAL BANK : 140024002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 140 for City : GHARUAN

Middle 3 digits reprents Bank Code: 024 for Bank : PUNJAB NATIONAL BANK

Last 3 digits represents Branch Code : 400 for Bank Branch GHARUAN

PUNJAB NATIONAL BANK All Branch IFSC Code List for City GHARUAN